Are impact resistant shingles worth the extra cost?
For many North Texas homeowners, yes. Impact resistant shingles cost more up front, on average about $60 more per square, but they hold up better to hail, often last longer, and may qualify for a discount on your homeowners insurance. Your budget and how long you plan to stay in the home both matter.
What is an impact resistant shingle?
Impact resistant shingles are engineered to better withstand hail, falling debris and severe weather. They are tested using the UL 2218 impact rating system, and Class 4 is the highest rating available. Compared with standard asphalt shingles, they use reinforced materials such as polymer-modified asphalt, rubberized components or stronger fiberglass mats.
The benefits
The biggest advantage is better hail protection. Impact resistant shingles are designed to absorb impacts better than traditional shingles, which can reduce cracking, granule loss and early roof failure. Many insurance companies offer discounts for Class 4 roofing systems, and depending on your carrier, you may qualify for annual savings on your premium.
Because they stand up to the weather better, impact resistant shingles often last longer and keep their appearance longer. A more durable roof can also be an attractive feature for future buyers in storm-prone areas.
The drawbacks
Impact resistant shingles usually cost more than standard architectural shingles, on average about $60 more per square, depending on the brand and product line. They are also not damage-proof. Large hail, extreme winds or aging materials can still lead to repairs or replacement.
Installation matters too. Even the best shingles can fail if they are installed incorrectly, so choosing a qualified local roofing contractor is just as important as choosing the shingle.
Related Questions
How do I get an insurance discount?
Discounts vary by insurance company. Ask your agent whether your carrier offers a discount for a Class 4 roof before you choose.
Do impact resistant shingles look different?
Impact resistant shingles are available in many of the same styles and colors as standard architectural shingles.
