My insurance company wants to know how old the roof is. How do I find out?
Schedule a roof inspection with a roofing contractor. A roofer can inspect the roof up close, check the condition of the shingles and flashing, and provide a report with photos. Alexander and Sons Roofing offers free roof inspections, and we are familiar with real estate inspections.
Why insurance companies ask
When you buy a home, your insurance company may want to know the age and condition of the roof before it writes your policy. The age of the roof can affect your premium and how a future claim is paid, and an older roof may need to be replaced before some companies will provide coverage.
What a general home inspection may miss
A general home inspector looks at the entire house, and the roof is often checked from the ground, a ladder or the attic. The report may note visible damage, but it may not say how old the roof is or how much life it has left. A roofing contractor can inspect the roof itself and give you more detail.
What to ask for
Ask for a written report with photos of the roof, its condition, and an estimate for any repairs that are needed. If the inspection finds a problem, you will know about it before closing. If the roof is in good shape, you can share the report with your insurance company.
Related Questions
Should sellers get a roof inspection too?
It can help. An inspection before listing can find problems early, so there are fewer surprises during the sale.
Is the roof inspection free?
Yes. Alexander and Sons Roofing offers free roof inspections, and every inspection includes a full report with photos.
